Investment Calculator
EPF & PPF Growth Predictor
Estimate your Employee Provident Fund or Public Provident Fund corpus at maturity. See year-by-year growth with interest compounding.
Current EPF interest rate: 8.25% p.a. (FY 2023-24)
Employee + Employer 12% + 3.67% of this
Leave 0 if starting fresh
About this calculator
Plan your long-term savings with CalcKit's EPF and PPF growth predictor. The EPF (Employees' Provident Fund) tab calculates your projected corpus based on your Basic Salary plus DA, current and retirement age, existing balance, and the prevailing interest rate (default 8.25%). It models both the employee contribution (12% of Basic+DA) and the employer contribution (3.67% towards EPF) with monthly compounding, giving you a realistic picture of what your provident fund will be worth at retirement. The PPF (Public Provident Fund) tab lets you enter your annual deposit (up to the ₹1.5 lakh limit), tenure (minimum 15 years), existing balance, and interest rate (default 7.1%), and applies annual compounding as per PPF rules. Both tabs display results in readable Lakhs or Crores, show a principal-versus-interest bar chart, and offer an expandable year-by-year table so you can see exactly how your corpus grows over time.