SIP & Mutual Fund Returns

About this calculator

Make smarter investment decisions with CalcKit's four-in-one mutual fund calculator. The SIP tab uses the standard future-value formula to show how a fixed monthly investment grows over time at a given expected annual return, displaying total amount invested, estimated gains, and final corpus alongside a principal-versus-returns bar. The Lump Sum tab does the same for a one-time investment using compound interest. The CAGR tab works in reverse — enter an initial value, a final value, and the number of years to find the Compounded Annual Growth Rate, which is the standard benchmark for comparing mutual fund performance. The Inflation-Adjusted tab goes a step further by factoring in an inflation rate to show the real purchasing power of your future corpus, so you can see what your money will actually be worth in today's terms. SIP and Lump Sum results include an expandable year-by-year breakdown table for detailed planning.